Privacy Policy – Clear Business Solutions
Protecting your data with transparency, trust, and top security.
This Privacy Policy (“Policy”) describes how Clear Business Solutions (“CBS,” “we,” “us,” or “our”) collects, uses, discloses, and protects the personal information you provide when you use our website, products, and services (collectively, the “Services”). This includes merchant processing services and loan / advance funding services offered via third-party partners.
Information We Collect
- Personal Identifiable Information (PII): Name, email address, mailing address, phone number, business details, financial / business data—all provided when you create an account, apply for funding, use merchant services, request support, or otherwise submit it to us.
- Non-Personal Information: IP address, browser type, device type, referring site, session duration, anonymized usage statistics—collected automatically when you visit or use our Services.
- Cookies & Tracking Technologies: We use cookies, web beacons, and similar devices to remember your preferences, analyze usage behavior, enable functionality, and serve relevant content or advertisements.
How We Use Your Information
- Providing, operating, maintaining, and improving our Services, including merchant processing and funding services.
- Evaluating, underwriting, and approving funding or loan applications when processed through third-party partners.
- Processing payments or facilitating transactions via payment processors.
- Sending you service communications, updates, newsletters, and marketing (where permitted).
- Fraud prevention, risk assessment, security, and compliance.
- Legal or regulatory obligations.
How We Share Your Information
- Payment Processors & Card Networks: to complete transactions and manage payment operations.
- Funding & Lending Partners / Underwriters: to evaluate your loan or advance application or facilitate funding.
- Technology & Analytics Providers: for hosting, data analytics, email delivery, and performance metrics.
- Cloud Service Providers & Storage Vendors: for secure data storage and backup.
- Legal / Compliance / Government Authorities: when required by law, or to protect our rights, customers, or public safety.
Your Choices & Controls
- Marketing & Communications: You may opt out of receiving marketing emails by clicking “unsubscribe” or contacting us.
- Cookies & Tracking: You can manage, disable, or delete cookies via your browser settings (though disabling may degrade some functionality).
- Access, Correction & Deletion: You may request access to, correction of, or deletion of your personal data as permitted by applicable law.
- Data Portability & Restriction: Where required by law (e.g. GDPR), you may request a portable copy or restrict processing.
Data Security
- Encryption, secure protocols, firewalls
- Access controls & role-based permissions
- Employee training, secure environments, and internal policies
- Regular monitoring, backups, and incident response mechanisms
Third-Party & External Services
Our Services may integrate or link to third-party systems—such as POS providers, lending platforms, payment gateways, or analytics tools. We are not responsible for their data practices or policies. When interacting with third parties, you should review their privacy disclosures separately.
Funding / Lending Disclaimer & Indemnification
- No guarantee of approval or terms: CBS does not guarantee that any application for funding or merchant services will be approved. Funding is subject to underwriting, partner criteria, and external lender decisions.
- Use of data for funding decisions: Your personal and business information may be evaluated by third-party underwriters or funding partners.
- Indemnification: You agree to defend, indemnify, and hold harmless Clear Business Solutions, its affiliates, officers, employees, and agents from any claims, liabilities, losses, costs, or damages (including legal fees) arising from your use of the funding / loan services, your representations or breaches, or your interactions with third-party financial partners.
Changes to Privacy Policy
We may update this Privacy Policy periodically. If material changes occur, we will notify you via email or post a prominent notice on our site. Your continued use of our Services after changes constitutes your acceptance of the updated Policy.
Contact Us
Clear Business Solutions
Email: info@clearbizpay.com
Phone: 347-338-0141
Instagram: @clearbizpay
Effective Date: September 11, 2025
